With the advent of digitalisation, most banking transactions have moved online. The IFSC code is mandatory when transferring funds online as all the Indian electronic payment gateways, such as RTGS, NEGT, and IMPS, use this code to make sure that the funds transferred reach the right bank accounts. Therefore, you might encounter situations where you need an IFSC Code Finder to conduct an IFSC code search for a particular bank branch to complete a transaction. This blog will help you with how you can find the IFSC Codes for different bank branches with the help of an IFSC Code Finder.
Example of IFSC Code:
ICICI IFSC Code: ICIC0006103
Above is the 11-digit ICICI IFSC Code of the Alm Street Paganeri, Tamil Nadu Branch. The first four alphabets represent the bank, the fifth character is zero, while the last four digits represent the bank branch code. The first four letters are common to all branches of a particular bank, the fifth character zero is always constant, and the last six digits are unique to the bank branch.
Ways to Find the IFSC Code of your Bank Branch
There are many different ways you can find the IFSC code of your bank branch, including:
On the cheque leaf of your bank account:
The simplest method to find the IFSC Code of your bank branch is to take out your account cheque book. The left-hand side corner of a cheque leaf contains the full branch address at the top, while the 11-digit IFSC Code is printed on the bottom of the cheque leaf.
On the account passbook:
The front sheet of your passbook contains important information like your account number, personal details, and branch details. It also contains the IFSC Code of the bank branch.
On the RBI website:
If you want to look for the IFSC Code online, the best way is to go to the official website of the Reserve Bank of India and conduct an IFSC code search by using their IFSC Code Finder. The added advantage is that here you can also know the name of your branch. After going to the IFSC Codes tab, select your bank from the drop-down menu and enter your branch name. The IFSC Code for your branch will show up. If you don’t know your branch name, don’t worry. After you enter your bank name, a list of the IFSC Codes of all the branches of the bank will be displayed. You can search and choose your branch and find the IFSC Code assigned to it.
On the Bank website:
Almost all the major banks of India have branch locator services available on their websites which you can use to conduct a IFSC code search. You can look for the Branch Locator tool on your bank’s official website. Find the IFSC Code of your bank branch after clicking on the tool. Even if you don’t know your branch name, you can search for it out of the different branch names displayed and look for information about it.
Please note that while the branch name of a bank can be use to find the IFSC Code. The IFSC codes can also inversely be use to find the bank branches. You can enter the IFSC of the branch on the official website of the bank to get the address and details of the branch. Even running a simple google search of the IFSC code will get you the details of the branch it belongs to.
Conclusion
As ICICI IFSC Code are very important while transferring funds online, it is helpful to know the different ways to find them. If you type an incorrect IFSC Code while making a transaction, don’t worry. The funds will be credit back to your account.
